Month: October 2008

By Posted on Posted in Business, Not Workers Compensation No Comments Tagged with , , , , , , , , , ,
Obama and McCain on heathcare
Obama and McCain on heathcare

I subscribe to ConsumerReports magazine for a variety of reasons.  I believe they are fair and balanced and that, having relied on their recommendations, it has also saved me a lot of time and money.  The November 2008 issue takes a close look at the details behind the Obama health plan for America and the McCain health plan for America. ((Original photos courtesy of richardmasoner, C_Dave, and mikewade.  Photo editing: me.))

In order to view the full five pages of in depth analysis and review, you have to be a subscriber.  However,

A surprising amount of their analysis on these two plans is available for free on their site.

I learned some interesting things about Obama’s and McCain’s respective health plans from reviewing their websites.  Here are some of the things I’ve learned about thier plans:

  • McCain offers $2,500.00 tax credits per individual or $5,000.00 per family.  These tax credits go directly to the insurance company of your choice.  McCain’s plan would tax employee health benefits as income.  Under ConsumerReports’ analysis, the taxes and tax credit may be a wash in most circumstances.
  • Obama’s plan prevents insurers from rejecting anyone with a pre-existing condition, from raising prices for the sick, and from canceling policies as long as you’ve paid up your premiums.

By Posted on Posted in Open Source, PDRater, Technobabble, Website Updates, Wordpress No Comments Tagged with , , , , , , , , , , , , , , , , , , , , ,

I’ve already talked about how much I love using WordPress. Its easy to add new abilities to the program by uploading “plugins” into the program. Its also extremely easy to change the entire look of the website by uploading a new “theme.” Its basically as easy as swapping out a new faceplate for your phone.

I’ve already disclosed what a terrible designer I am. Its for this reason I’m looking for a new theme for this website. You know, something that isn’t a step-cousin to ugly. Take a look at the ones I’ve found.

Top Three Contenders

Since you’re here anyhow, you might want to look at the WordPress Themes page. Hundreds of free themes for every occassion. Just in case you’re a glutton for punishment, here’s a few more potential looks for this site.

Top Three Runners-Up

Let me know what you like and don’t like about them. While I’m no designer, I’m at least capable of chaning parts, combining parts, and putting in new graphics.

“Bonus” Material

These are some of the other themes I briefly considered. Some are just amusing.

  1. ParterProgram – Almost as good as Business-Style
  2. Nostalgia – GREAT menu system (which I may still use) but too monochrome
  3. Extend – A little too flashy for this site
  4. 8some – I’m just not a fan of left side menus or the layout
  5. Aspire – Good idea if this were a website in the Victorian era or it ran on steam-power
  6. Kitten – Everyone loves kittens!
  7. YAST – The theme is actually broken to begin with. Not a good sign.
  8. Company Website 001 – Another theme that just looks broken

By Posted on Posted in Not Workers Compensation No Comments Tagged with , , , , , , , , , , , , , , , , , , ,
Obama McCain Fight*
Obama McCain Fight

First, my advice for the candidates (you know, from my years of political experience):

  • Obama: Way way too many “uh’s”.  It makes you look unprepared.
  • McCain: Don’t wander around in the background.  At best it is disrespectful, at worst it makes you look befuddled and lost.

By any of the polling numbers, Obama went into last night’s debate so far ahead in the polls that the only way for McCain to really come back would be for Obama to commit some terrible blunder.  ((Photo courtesy of DaveHogg.  Photo editing, all me!)) I imagine it would have taken something like this:

My impressions from the debate:

  • McCain said last night he wants to purchase all the bad loans in the United States and renegotiate them?  He’s suggesting resetting these loans to the present value of these homes.
    • First of all, where the hell was this guy before we spent $700,000,000,000.00???
    • Second, this sounds like a really tragically flawed idea.  If you buying loans high and then forgive hundreds of thousands of dollars of debt, you’re basically giving hundreds of thousands of dollars per bad loans to those banks who had poor judgment in the first place.
    • Third, if you’re going to spend hundreds of thousands of dollars per bad loan, why not just give them to the people who purchased the homes rather than the bank?
    • Fourth, if you’re going to buy the loans and then forgive a large chunk of them, why do you need to buy them?  Just tell the bank to adjust those loans.
  • Obama thinks the government invented computers so our defense department could communicate over long distances.  The defense project DARPA was invented that way, not computers.  I’m wondering if Obama lost the nerd vote there.
  • McCain wants to put medical records on the internet.  We can NOT put medical records online.
    • Government and business websites get hacked every day.  The last thing we need are our records posted on Craigslist.
    • As it stands, medical records enjoy a special protection in our system.  If that information is all online, it would be a simple task for our government to tap into that information.  This may sound paranoid until you recall that the NSA under the Bush administration has already done something far more invasive.
  • Tom Brokaw is a terrible, terrible moderator.  When someone is over their time, you cut them off.  Better yet, shut off their mike.  Don’t whine about it after they stop – that just invites apologies and “witty” comments.
  • McCain says he’ll double the tax exemption for each child.  Yay!  More babies!

By Posted on Posted in Author, Calculators, Free, Technobabble No Comments Tagged with , , , , , , , , , , , , , , , , ,

Most people don’t even realize that they’re trend setters.  With the increase in online or website based programs, more and more people are turning to “cloud computing.”  This term refers to a process where all the computational heavy lifting is not performed on a user’s computer but rather an external computer.

Clouds, Computing?
Clouds, Computing?

The most common example of cloud computing is probably “Google Docs,” which is Google’s online suite of office productivity software.  It includes programs for spreadsheets, presentations, and of course document editing.  It can open and save in its own format, OpenOffice format, and Microsoft Office formats.  Even Adobe released a free online version of Photoshop.

Cloud computing is basically the process of outsourcing your math.  There are a lot of situations where this makes a lot of sense:

  • Money. Lower computing requirements mean you don’t need as powerful a computer, saving you money.
  • Money. Lower computing requirements also mean you won’t need to purchase an upgrade or new computer as often, saving you money.
  • Time. Nothing to install, upgrade, or troubleshoot.
  • Money. Web server updates mean you don’t have to purchase software upgrades, saving you money.
  • Scaling. Need another copy of a program?  Just fire up a new computer and launch a new web browser.
  • Fewer Resources. When the program never actually runs on your computer, it uses no memory.  When your computer isn’t working hard running a program, it uses less power.
  • More Resources. When the program is never installed on your computer, it uses no hard drive space.  On the flip side, many cloud computing programs allow you to save your work or files online – giving you more hard drive space than what’s on your computer.

So, how does all this technobabble about cloud computing apply to you?  Well, every time you use this website’s online web-based permanent disability calculators and EAMS search functions you’re letting my web server do the number crunching for you.

You’re, quite literally, letting me help you save resources, time, and money.

By Posted on Posted in Not Workers Compensation, PDRater No Comments Tagged with , , , , , , , , , , , , , , , , , , , ,
McCain & Palin
McCain & Palin
Obama & Biden
Obama & Biden

I love watching political debates with a DVR.  There’s nothing like being able to pause the debate so the candidates can benefit from my sage advice or criticism developed over my many years of political, economic, and foreign policy experience.

That said, I have the following debate advice for the candidates:

  • Barak Obama
    • Stay focused and be concise.
  • John McCain
    • Keep your arguments and comments accurate.
  • Joe Biden
    • Eye contact with the camera.
  • Sarah Palin
    • Never, EVER wink at the camera again if you want to be taken seriously.
    • Not answering the question doesn’t make you a maverick, it makes you look uninformed.

Overall, the presidential debate of 9/26 was a dead heat.  I don’t think either side won ground that day.  It was one of the best presidential debates I have ever seen.  Frankly, both McCain and Obama did a great job.  The last time I enjoyed a debate as much was Clinton v G.H. Bush.

Historically, the vice presidential debate is hardly ever a deal maker or breaker – and its just as well for both parties.  When speaking in interviews off the cuff, Biden can make ridiculous and wildly historically inaccurate claims.  On the other hand, the Palin – Couric interviews made it clear that Palin can’t speak off script.

I can’t wait for the next debate tomorrow night!