Category: Business

By Posted on Posted in Business, Not Workers Compensation No Comments Tagged with , , , , , , , , , ,

Quick, how are rum distillers, stockcar race track owners, wool researchers, TV and movie producers, and wooden arrows different from middle class home owners? ((Photo courtesy of ryaninc.  I just can’t pass up an opporutnity to quote The Pirates of the Carribean…))

Why's the rum gone?
Why's the rum gone?

Give up?  The home owners aren’t benefiting one dime from the bailout legislation!

Obviously, (almost) no one has the time to read 451 pages of this proposal – and that’s what some people are counting on.  Thankfully, someone read it and found some startling things.

I’ve taken the liberty of putting together a list of the citations to my favorites:

  • Rum distillers (p279:11-19)
  • Stock car race track owners (p290:1-9)
  • Wool research (p295:7-296:13)
  • TV and movie producers (p298:6-300:19)
  • Wooden arrows (p300:20-301:18)

Wool research???  Its warm and itchy.  What’s to research???

By Posted on Posted in Author, Business, Laptop, Marketing, Not Workers Compensation, PDRater, Technobabble No Comments Tagged with , , , , , , , , , , , , , , , , , , , ,

My laptop is back, up and running!  I truly cannot explain just how happy I am that I have it back.

Scotty
Scotty

As I mentioned earlier, my laptop stopped working on the Sunday night before last.  The next day I stopped by a local Fry’s Electronics and picked up a hard drive enclosure for my laptop’s hard drive.  This solved my initial problem, being cut off from my data, by allowing me to schlep my laptop’s hard drive with me.  Even though I had my data with me, I didn’t have my laptop with me.  I constantly felt as if I had lost my wallet or cell phone.  A disconcerting feeling, to say the least.

On Friday afternoon I took my laptop to a local repair shop, Paramount Technology, and, after talking with the proprietor for a few minutes, left my laptop with them at about 12:30pm.  He estimated they might have it ready on Tuesday; Monday at the earliest.

They called my cell less than three hours later to tell me my laptop was fixed.

Everyone knows how Captain Kirk would ask the impossible of Scotty.  Like clockwork, Scotty would bitch and moan about how he could not perform the impossible.  And, yet, when crunch time came, the polarity was reversed, dilithium crystals realigned, and they had warp engines back on line.

They did a great job, warranting their work for 90 days, had my laptop repaired in record time, and didn’t scratch my baby.  (FYI, Dell offers a whopping 30 day warranty on their work.  In the words of Govenor Palin, “Thanks, but no thanks.”)

I don’t care if they were practicing “under promise and over deliver.”  Paramount Technology has earned my business and my recommendation.

By Posted on Posted in Author, Business, Marketing, Not Workers Compensation, PDRater, Search Engine Ranking, SEO, Technobabble No Comments Tagged with , , , , , , , , , , , , , , , , , , ,

Wednesday afternoon I received an e-mail “Link Exchange Request” from another website.  That website is for legally related services, but really has nothing to do with what this website is about:  California workers’ compensation, nerdy technobabble, and random silliness.

This other website proposed that I put up a link to their website here.  Incoming website links are one of the primary tools search engines use to rank web pages, which is why people are always offering link exchanges.  Google’s PageRank system ranks a website on a scale from 0 to 10, with 10 being the best.  Like the Richter scale for earthquakes, PageRank scores require exponentially more energy to reach the next level.

Bad Link Exchange Offer
Bad Link Exchange Offer

These links to my site can be “high quality” because they are from a website that also deals with California workers’ compensation, nerdy technobabble, or random silliness.  Or, they can be “low quality” because they have nothing to do with what my site is about.

In order to find out whether they were offering a high quality linkback, I checked out their website.  On the right is a screenshot of their website.  It has nothing whatsoever to do with workers’ compensation.  The green circle is where they had the link to their “resources” page.  The green box at the top is the only part of their page that’s visible when you go to their page.

So, not only were they offering me a low quality link, but they were offering me a low quality link that no one would ever look for, let alone find.

While they were clearly making a terrible offer, the idea that they looked up my website in order to solicit a link was amusing.  My website’s gotten so big people want links from me!  Blog bigtime, baby!

By Posted on Posted in Business, Not Workers Compensation No Comments Tagged with , , , , , , , , , , , , , , , ,
Baled Hay
Baled Hay

Maybe I’m just being thick or just something here.  Someone, please, explain this to me.  Our president was adamant that home owners needed to learn a lesson about the free market and that the government would not bail them out of bad mortgages.  A few weeks ago, $700 billion in bailouts for huge companies was also unthinkable.  As of last night, our president tried to convince us that bailing out these companies is a good idea.

And, it probably is – that’s not the point.  The point is that this seems a double standard.  I realize that every major bank closing its doors overnight is not a good thing.  Millions of people losing their homes is not good either.  After all of this, I’ve got one question and one idea.

The Question:

Assuming (at the time I’m writing this) a U.S. population of 305,248,844 of which there are 138,000,000 taxpayers.  Our government is about to spend $700,000,000,000 of our money.  I figure that’s about $5,072.46 a person.  Hey, what’s the worst that could happen if we passed that money out to the taxpayers?  A complete collapse of our financial institutions overnight?  HAHAhaha … um… ha?  <crickets chirping>

The Idea:

The big problem right now isn’t so much the bad mortgages, its that people aren’t paying their mortgages.  And, people aren’t paying their mortgages because they can’t afford the increased payments due to the higher interest rates from their adjustable rate mortgages.  My idea is give everyone with an ARM the option to freeze their interest rate at their introductory rate.

Upsides:

  • Mortgages and property taxes get paid.
  • Lawns get mowed.
  • Banks get paid back.

Downsides:

  • People get to live in houses they can’t really afford.  So what?  At least they’re mowing their lawn.
  • I’ve just invented the 90 year home loan.  Again, so what?  That loan will have to be paid off before its sold – and they will sell it.
  • Banks get paid back slower than they thought.  Its better than closing your doors, amiright WaMu?

Anyhow, I guess I’ll leave the economic policy up to the professionals.  (’cause, you know, they’ve been doing a bang up job).

By Posted on Posted in Author, Business, Laptop, Not Workers Compensation, PDRater, Technobabble No Comments Tagged with , , , , , , , , , , , , , , , , , , ,

Okay, your laptop doesn’t work.  What do you do once you’re done grieving?  Your options are to:

  1. Fix it yourself. Slowest and cheapest solution.
  2. Pay someone to fix it. Moderately time consuming and expensive, and potentially fraught with peril (your laptop could get damaged or ruined).
  3. Get a new laptop. Quickest and most expensive solution.
Computer Help
Computer Help

Setting aside the idea of diagnosing and fixing the issue yourself, which is just not an option for most people, the choice is usually between fixing and getting a new laptop.  With computer processing power, RAM/memory, hard drive space, and battery life constantly increasing while prices consistently decrease, the ideal time to repair versus buying a new laptop is always going to be a moving target.  There are three main factors to consider when making this decision.

Cost

Cost is probably the single biggest deciding factor.  The good news is that your laptop can probably be repaired.  Sight unseen, it will probably cost you between $200.00 and $500.00 including parts and labor.  A new laptop will cost you roughly $500.00 for a bare bones machine, $1,250.00 for a nice machine, and $2,500.00 and up for a ridiculously powerful machine.

Lifetime

For most people a computer has a 3 year timeline of usefulness.  After that something about the computer will be too outdated to be of use beyond basic usage.  If your computer is more than 3 years old, you’ve had a good run.  Replace the poor thing.

Time & Need

If you need a computer for your business, every hour without your computer means you’re losing money.  If you don’t need it for your business, you’ve got more time to decide.  Your time is important and your downtime is even more important.

Formula

Here’s my totally unscientific and completely quantifiable formula for determining with nearly totally complete guesstimate-approximation of whether you should repair or replace your laptop.  First, let’s assume a constant – the amount you would spend on a new laptop and set that equal to the original purchase price of your current broken laptop.  The formula is as follows:

  • O = Original cost of broken laptop
  • A = Age of broken laptop in months
  • R = Repair cost
  • L = Lost work hours
  • H = Hourly rate

Repair your laptop if:

  • [(42-A)/42]*O – (L*H) – R > 0

Replace your laptop if

  • [(42-A)/42]*O – (L*H) – R < 0

Verdict:

I need to get my laptop repaired.

How about yours?